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Today, the Energy and Commerce Subcommittee on Oversight and Investigations held a hearing entitled “Terminations of Individual Health Policies by Insurance Companies.” The hearing examined the practice of “post-claims underwriting,” which occurs when insurance companies cancel individual health insurance policies after providers submit claims for medical services rendered. The Committee conducted an investigation into the practice of health insurance rescission, and the results were alarming. Over the past five years, almost 20000 individual insurance policyholders have had their policies rescinded by the three insurance companies who testified today: Assurant, UnitedHealth Group, and WellPoint.

Everyone loves a good deal, but when it comes to buying auto insurance, the lowest price may end up costing you more than you bargained for. An increasingly common scam involves the sale of “cheap” auto insurance to unsuspecting consumers. Scam artists are drawing in unsuspecting consumers by advertising auto insurance at rock bottom prices.